Classic Car Insurance – Make a Wise Choice For Your Classic Car! – Classic Cars

Classic car insurance is important for classic car owners because this type of cars need more attention from the owners compared to regular types of cars. Most of the time, if classic cars are being maintained well by its owners, they can fetch a high price in the market due to their rarity and therefore, their owners have a tendency to make claims even though the damage on the cars are probably just minor ones. Regular car insurance might not be able to protect classic cars to such extend, and therefore there is a need for classic car owners to purchase classic car insurance to protect the cars to the maximum.There are some special requirements that you need to fulfill before you can purchase classic car insurance for your car. First of all, you need to have a good driving record with at least ten years experience. Usually, teen drivers or drivers with very poor driving record are not allowed to hold a classic car insurance policy. This is because classic cars aren’t the safest cars around and the inexperienced and reckless drivers might not be able to handle the valuable cars with sufficient responsibility.Next, you should also have proof that you have another car for your daily transportation. Most of the time, there will be a limit for your classic car’s mileage if you are planning to insure it under classic car insurance. You cannot drive the car very often with the limited mileage. Therefore, you need to have another mode of transportation for your daily commuting before you can take up classic car insurance.Your car also needs to reach a certain age before it can be classified as a classic car. If it is not old enough, it usually cannot qualify for the insurance. You need to check with your insurance company to determine the age of your car required to get into classic car insurance policy.Next, you should also get to know the value of your policy. There are three types of value, which are actual cash value, stated value and agreed value. Actual cash value is what you usually get from regular car insurance which is the cost of the car minus depreciation. Stated value is a stated value of the car which the company would pay up to, but may not guarantee to pay the full stated value. The deductible up to $1000 usually applies in this type of valuation. Agreed value is a value agreed upon by you and your insurance company. For this valuation, there is no deductible most of the time.Purchasing the right classic car insurance for your car is very important so that it can get sufficient protection from the policy in any cases that it got damaged or stolen.

History of the Classic Car Club of America – Classic Cars

One of the most popular vintage car clubs is the Classic Car Club of America. At first, the cars included by the club were deemed too modern and that few people would be interested because the cars would prove to be worthless. Well, times have changed and the cars in the collection of the Classic Car Club of America being preserved are the finest collection in the world.The non-profit membership corporation was said to have invented the term “Classic Cars”. These are fine vehicle assembled between 1925 and 1948. It is generally built in Limited Editions or in limited quantities and has a high price tag when new. Cars built before 1925, similar to the 1925 full classics are also well-known for their superior design, high engineering standards and fine workmanship. Other factors to consider if a car is to be considered classic are the automatic lubrication systems, power clutch, power brakes and engine displacement. Cars falling in those mentioned categories are of interest to the Classic Car Club of America.The organization was founded when car enthusiasts who owned vintage Cadillacs and similar models were deemed not eligible to participate by the oldest organization dedicated to cars: the Antique Automobile Club of America. These cars were classified as “Tow Cars”. In their minds, the proper term to use was “classic” and a new organization was to be formed.Classic Car Club of America was born in March of 1952. At the infancy of the club, there was a modest membership of twenty.. This changed when Herb Shriner invited the club to exhibit at the International Motor Sport Show. After the exhibit, 75 more car enthusiasts signed up. Half a year after the club started, the club boasted more than 200 members.The club’s first show was held at Washington’s State Park in New Jersey and is entitled “The Grand Classic”. Their first tour began that August where the club was a guest to the Packard Motor Company. The classics were displayed on the famous Packard proving ground track. Today, there are members who joined even outside the country. More than 5,000 members have joined the club to date. The Classic Car Club of America is everywhere where classic cars are honored and celebrated.